I blogged before that my concern about having fire sprinklers in my home would be what happens if they malfunction.
Whenever I express this concern, all I get is people telling me "But they don't malfunction," and often trying to convince me of their benefit by saying you get a discount on your insurance premiums if you have sprinklers.
So here's the real test: would those insurance companies who are so proudly offering a discount for sprinklers be willing to cover any damage that comes from malfunctioning sprinklers, without any increase in premium?
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